[Vacancy] Credit Analyst – Lagos State – Full-time Position

We are looking for a highly skilled and detail-oriented Credit Analyst to join our team, responsible for assessing the creditworthiness of loan applicants, performing comprehensive financial analysis, and collaborating with various departments to provide risk mitigation recommendations.


  • Evaluate the creditworthiness of individuals and businesses applying for loans or credit lines by analyzing financial statements, credit reports, and other relevant financial information.
  • Review loan applications and credit requests to determine feasibility and associated risks.
  • Perform comprehensive financial analysis, including cash flow projections, income statements, balance sheets, and ratio analysis.
  • Conduct thorough credit investigations, verify applicant information, and identify potential risks
  • Prepare detailed credit reports and present findings to the management team for review and decision-making.
  • Collaborate with sales and relationship management teams to develop appropriate credit solutions based on customer needs.
  • Monitor and review existing credit accounts for compliance with terms and conditions.
  • Build and maintain strong relationships with clients, internal stakeholders, and external parties such as credit bureaus and legal advisors.


  •  Bachelor’s degree in Finance, Accounting, Economics, or related field (Master’s degree is a plus).
  • Proven experience as a Credit Analyst in the financial industry.
  •  In-depth knowledge of financial statements, credit analysis techniques, and risk assessment methodologies.
  • Strong analytical skills with the ability to interpret complex financial data and make sound credit decisions.
  • Excellent written and verbal communication skills for effective presentation of findings and recommendations.
  • Proficiency in financial analysis software and tools.
  • Attention to detail and ability to work under pressure to meet deadlines.
  • Solid understanding of regulatory compliance related to lending and credit.
  •  Strong problem-solving skills and ability to exercise judgment in assessing creditworthiness.
  • Professional certifications such as ACA, ACCA, Certified Credit Analyst (CCA), or Chartered Financial Analyst (CFA) are advantageous.

Method Of Application

Click Here To Apply

Please submit your resume and a cover letter detailing your relevant experience to careers@tradelenda.com. We appreciate all applications, but only qualified candidates will be contacted for further consideration.

Deadline for application: August 13, 2023.

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