Promote/Market Baobab’s products to prospective clients
Visit and evaluate potential client businesses
Visit the client’s personal house
Visit co-debtor, guarantor’s house and businesses
Analyse financial data of client’s businesses
Analysis of quantitative and qualitative data of client businesses and households
Prepare loan documents for the credit committee
Present loan files to a credit committee
Enter Loan files in the MIS
Post-Loan Disbursement:
Conduct monitoring visits to businesses and households
Follow-up on loan repayment
Managed loan recovery from active and write-off clients until the last Kobo
Assess the impact of the loan before renewal
Portfolio Management Guide:
Portfolio transfer and other clearance is compulsory for all exiting portfolio manager
Portfolio handover will include a description of each debtor and co-debtor’s business and residential address.
Collateral and location of collateral
The guarantor and guarantor’s business address
It will be regarded as a credit fraud if portfolios are NOT properly transferred upon exit from Baobab Microfinance Bank Limited. This will be reported to relevant authorities including CBN, NDIC, and the Nigeria police for prosecution
The Portfolio Manager has the responsibility to provide information about the bank’s client, co-debtor, or guarantor and their details even after exiting the system if it is required.
Evaluating the performance of investment portfolios and ensuring compliance with standards provided by regulatory organizations, including conformance with investor disclosures, privacy laws, anti-money laundering requirements, and anti-fraud measures.
Requirements
Minimum of B.Sc / HND
Basic Knowledge of Accounting, Finance, and Mathematics
Previous work Experience or training In sales (Preferred)
Skills:
Fluent in English (Written/spoken)
Detail Oriented
Target oriented
Articulate and well-spoken
High level of integrity
Dynamic and motivated individuals who like to work outdoors.
