Job Description
- Job Type: Full Time
- Qualification: BA/BSc/HND
- Experience; 3 – 5 years
- Location: Lagos
- City: Yaba
- Job Field; Finance / Accounting / Audit
Job Summary
We are seeking a highly motivated and organized Finance and Credit Controller to join our growing team. This role plays a crucial part in ensuring the smooth financial operations of our firm, safeguarding our assets, and maximizing return on investments. You will be responsible for managing accounts receivable, credit control, and financial reporting while upholding our commitment to social responsibility and financial inclusion.
Key Responsibilities
Accounts Receivable:
- Manage customer accounts and ensure timely payments of loans and other dues.
- Issue invoices and statements accurately and efficiently.
- Monitor overdue accounts and initiate collection efforts, following ethical and respectful procedures.
- Reconcile bank statements and resolve discrepancies.
Credit Control:
- Assess the creditworthiness of loan applicants using financial analysis and risk assessment tools.
- Set appropriate credit limits and monitor customer creditworthiness.
- Develop and implement effective credit control policies and procedures.
- Collaborate with loan officers to ensure adherence to credit policies.
Financial Reporting:
- Prepare accurate and timely financial reports, including income statements, balance sheets, and cash flow statements.
- Analyze financial data and identify trends or potential risks.
- Provide financial information and insights to management for decision-making.
Additional Responsibilities:
- Maintain accurate and complete financial records.
- Comply with all relevant financial regulations and reporting requirements.
- Contribute to the development and implementation of internal control procedures.
- Participate in special projects as assigned.
Requirements
- Bachelor’s degree in accounting, Finance, or a related field.
- Must have registered as a student with ICAN/ACCA.
- Minimum of 3-5 years of experience in a similar role, preferably within the financial sector.
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal skills, with the ability to build rapport with customers.
- Proficient in financial accounting software and Microsoft Office Suite.
- Familiarity with relevant financial regulations and reporting standards.
- Strong commitment to ethical and responsible banking practices.